As more and more homeowners realize that a loan modification is a viable solution to lower their monthly mortgage payments and avoid foreclosure, more and more fraudulent loan modification companies keep popping up to take advantage of the situation.  Foreclosure rescue scams are nothing new and many homeowners have been taken advantage of in the past, however, these new loan modification scams are more devious and fraudulent then ever by masking themselves as “Attorney” (when they are really not), “Attorney-Based”, or even as ‘”Government Sponsored” (which is the worst of them all since there is no such thing)!  We get dozens of homeowners each month reach out to us after they have been taken advantage of by a company or individual that promised to reduce their principal and/or get them a guaranteed loan modification only to pay an upfront fee and get no results.  These unfortunate homeowners would then ask for a refund only to get the runaround or a disconnected number.  The loan modification experts at www.AdjustMyLoan.com want to blow the whistle on these scam artists and lead generating companies and help homeowners avoid the same mistake as some of our current clients!

Understand Who You Are Submitting Your Information To:

The Lead Generating Company / Official Looking “Government” Website

Telemarketing has been around since the telephone became popular and over the real estate boom many telemarketing companies sold “refinance / loan products” and made millions!  Once the real estate boom ended, so did their golden ticket!  They immediately saw the need for a loan modification solution and since there were so many loan mod companies popping up they switched their pitch to loan modifications.  They then sell these leads to companies or individuals for a fee ($5-$35 per lead) and get their leads from direct mailers or websites that look official but in reality do nothing but gather your personal data.  The homeowner submits their information to the site thinking they are contacting a company but in reality they are only giving their private financial information to a telemarketing company.  Below is a list of these websites to be aware of:

http://advertisement.hlmadvisors.com/

http://www.4homes.com/Loanmodification.html

http://www.startpositive.com/

http://www.modification.org (They contact us all the time to sell us leads!)

https://www.freeloanmodinfo.net/

http://www.goverment-modification.org/ (See how this looks official!)

http://www.ushud.com/loanmodificationg.html (Another official fake!)

http://www.loanshrink.com/loan/loan-modification.html (They state they can get you a HUD sponsored loan mod…no such thing!)

http://www.us-loan-modification.com/

http://www.dontforecloseplan.com/

http://www.loanmodificationsfast.com/

http://www.notemod.org/ (This company has an affiliate network that they give the leads to!)

http://www.ushousingrelief.org/loanmod/index.html (Another company pitching the Obama Plan to get leads they can sell!)

http://www.homeforeclosurefighter.com/loan-modification/

http://www.homerescuecenter.net/

http://www.loanmodificationconnection.com/ (I always love when a website has pictures of people pumping their fist in the air as if going through foreclosure is fun!)

http://modification.alloptions.com/

http://www.besthomeloanmod.com/page1

http://www.legalloanbailout.com/ppc/ (This one takes the Attorney angle!)

http://www.2009obamamortgagereliefplan.com/ (This is just wrong!)

http://hopenowmortgages.com/  and http://hopenowmortgages.com/mortgages/loan_modification.php# (A play off of the Hope Now Program…not affiliated with any government agency!)

http://freefhaloanadvice.com/Loan-Modification-Information.html (WOW…im speechless!)

http://www.vfixloans.com/loan_modification_bailout_program.html

http://www.trusted-mortgage-advice.com/Home/tabid/36/Default.aspx

http://www.nationalhomeownershipretentionprogram.com/

http://loanmodificationhope.org/ (Another “Non-Profit” site that is actually out for profit!)

https://www.homeaffordablemodification.org/ (Not affiliated with the government!)

https://www.homeaffordablemodification.org/ (Always great when they use red, white, and blue to pitch their fake service!)

http://home-affordable.net/?subid=makinghome8 (Yet another loan mod lead generating company playing off of the Making Homes Affordable plan!)

http://www.davickservices.com/what_is_loan_modification.htm?gclid=CNqG7NOi5JkCFQdN5QodChU0Qg (Not sure what this really is!)

These are just a few of the many telemarketing companies that use your personal financial information to make money!  WHY SEND YOUR INFORMATION TO A THIRD PARTY COMPANY LOOKING TO SELL A LEAD?  Some of these websites look so official you really believe you are submitting your information to a government sponsored agency only to find out they are trying to charge you and expensive upfront fee for a service that doesn’t produce results!

Why Is AdjustMyLoan.com Different?

First and most importantly, we are a full-service (brick and mortar) loan modification company that has been negotiating loan modifications and short sales in Phoenix, Arizona for over 5 years.  We are a member of the Better Business Bureau with zero complaints and can show you completed loan modification agreements between us and most major lenders.  We are fully transparent and do not hide behind a corporate slogan…we invite you to get to know us in person or through our many videos on our website www.AdjustMyLoan.com.  Our website, back-office tracking system, and negotiating processes are unique to us and designed to keep you educated and informed of your loan modifications progress from start to finish.  NO OTHER LOAN MODIFICATION COMPANY HAS THE EXPERIENCE, INTEGRITY, AND PROCESSES WE HAVE HERE AT ADJUST MY LOAN.  We invite you to get to know us and our professional Loan Modification staff.  Lastly, we do not charge any expensive upfront fees for our loan mod service and always offer free consultations to see if you qualify!